Individual
Ridge Point Financial can help you feel more confident and in control of your finances, and provide you with the tools and guidance you need to achieve your financial goals over time. We help solve a wide range of financial problems, such as creating a budget, managing debt, investing for retirement, planning for major life events, and protecting your assets.
Some common concepts we enjoy helping clients with include:
- Retirement planning: We provide guidance on how much to save, what types of accounts to use, and how to create a sustainable income stream in retirement.
- Investment management: We help you manage your investments, including selecting appropriate investments based on your goals and risk tolerance, monitoring your portfolios, and making adjustments as needed.
- Financial planning: We create a comprehensive financial plan that considers your current financial situation, your goals, and your risk tolerance. This can include planning for major expenses such as buying a home or paying for college, as well as creating a plan to pay off debt and save for retirement.
- Tax planning: We assist you with minimizing your tax liability by identifying tax-efficient investment strategies, taking advantage of tax deductions and credits, and creating a plan to manage tax liability over time.
- Estate planning: We help create an estate plan that takes into account your wishes for how your assets will be distributed after passing away, and can help minimize estate taxes and other costs.